Generator Financing · LT Generators

Financing options

Three ways to finance your generator system purchase.

Residential

Synchrony Financial

LT Generators offers ZERO Percent (0%) financing options for completed purchase and installation of generators through our preferred lender, Synchrony FINANCIAL! Our program offers you flexible financing options with the ability to buy now and pay over time*.

No money down
Covers generator and installation
Flexible credit promotions available to fit a variety of cardholder needs
Simple application process with fast credit decisions made within minutes

Apply online

*Subject to credit approval. Minimum payments required. Purchases of generators through LT Generators only.

Residential and commercial

PACE financing via Ygrene

PACE, which stands for Property Assessed Clean Energy, is a new concept in financing home and commercial property improvements. PACE financing is an easy and effective way to finance a GENERATOR that could protect you during blackouts and natural disasters.

100% financing based on available equity in your property and ability to pay, among other factors
Added to your property taxes and paid over time
No minimum FICO score is required
Secured with a continuing lien on your property

Apply now

PACE financing is not a government program. Program as listed on ltgenerators.com in 2018.

Commercial

First Citizens Bank

First Citizens Bank is a leading nationwide lender to small and medium-sized businesses. The company provides simple, fast, and affordable equipment financing and working capital loans through a highly automated process.

Equipment Financing
Typical transactions are under $100,000, but can range up to $1 million
Since its inception in 1993, the company has lent more than $3.5 billion to over 100,000 businesses
A+ Better Business Bureau Rating

Apply now

Direct Capital provides lending to businesses across almost every industry.

Synchrony Financial promos and financing options

Buy now and pay over time on Home Standby Generator purchases.*

Three promotional credit options with your Synchrony Credit Card. Every term below is quoted as published, with its footnotes in the Terms section.

0% APR (no monthly interest) if paid in full within 18 months*

On Home Standby Generator purchases with your Synchrony Credit Card. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. $29 account activate fee will apply. Apply Today.

Reduced 5.99% APR and fixed monthly payments equal to 3.00% of promo purchase amount until paid in full*

On Home Standby Generator purchases with your Synchrony Credit Card. $29 account activation fee will apply. Fixed Monthly Payments Required. Estimated payoff period is 37 months. Apply Today.

Reduced 9.99% APR and fixed monthly payments equal to 1.25% of promo purchase amount until paid in full*

On Home Standby Generator purchases with your Synchrony credit card. $29 account activation fee will apply. Estimated payoff period 132 months. Apply Today.

Terms

*Subject to credit approval. Minimum payments required.
* Purchases of generators through LT Generators only.

*Offer applies only to single-receipt qualifying purchases. Interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

**132 monthly payments of $24 to pay off total balance of $3,168. Monthly payment shown is equal to the promo purchase price excluding taxes and delivery multiplied by 1.25%, rounded to the next highest whole dollar, and only applies to the selected financing option shown. If you make your payments by the due date each month, the monthly payment shown should allow you to pay off this purchase within the promo period if this balance is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances.

Property Assessed Clean Energy

PACE 2018 FAQ’s & generator financing options.

If you’re new to PACE financing, you probably have questions, and we have the answers. Below you’ll find information to help you fully understand the definition of PACE, how it works, the program’s history and how to discover if your home or business qualifies for this smart alternative to traditional financing.

What is PACE Financing?

PACE, which stands for Property Assessed Clean Energy, is a new concept in financing home and commercial property improvements. PACE financing is an easy and effective way to finance a GENERATOR that could protect you during blackouts and natural disasters. PACE financing makes it easier for property owners like yourself to invest in your future, increase comfort and security and, ultimately, it may help you save money over the long-term. Click on the Apply Now button to apply via the ygrene application.

How Does PACE Financing Work?

With PACE, property owners can get 100% financing based on available equity in their property and ability to pay, among other factors. The amount financed, plus interest and any applicable fees, is then added to your property taxes and paid over time – on your annual or semi-annual property tax bill, or via escrow as part of your monthly mortgage payment. PACE financing is secured with a continuing lien on your property.

What is the History of PACE Financing?

In 2008, Gov. Arnold Schwarzenegger signed legislation that authorized this special type of property assessed financing, and the concept became a reality. Residential & Commercial PACE financing is now approved for GENERATORS in California. While PACE programs are enabled by state legislation and approved by local governments, PACE financing is not a government program.

How Do I Qualify for PACE Financing?

Eligibility is based primarily on the available equity you have in your property and your ability to pay, among other factors. No minimum FICO score is required. For example, property owners must have at least 10 percent equity stake in their property, must be up-to-date on mortgage payments and taxes, and cannot be in bankruptcy (some jurisdictions require being clear of bankruptcy for a certain number of years).

Why Choose PACE Financing?

A competitive alternative to credit-based financing, PACE offers no money down financing for your GENERATOR and increases your property value. The cost can be spread out up to 30 years in some states, and your first annual payment may be deferred for up to one year or longer (subject to underwriting guidelines, approvals and date of financing).

Commercial financing

First Citizens Bank generator financing option.

LT Generators offers a financing option for your Commercial generator system purchase. Apply for Commercial Generator Financing Online.

First Citizens Bank is a leading nationwide lender to small and medium-sized businesses. The company provides simple, fast, and affordable equipment financing and working capital loans through a highly automated process. Typical transactions are under $100,000, but can range up to $1 million.

Since its inception in 1993, the company has lent more than $3.5 billion to over 100,000 businesses across a multitude of industries. The company has an A+ Better Business Bureau Rating and strives to make every customer experience remarkable.